 The Mesa County Housing Rehabilitation Program is managed by Housing Resources of Western Colorado (HRWC). HRWC was formerly The Energy Office and has been in business in Mesa County for over thirty years.
HRWC is a non-profit company, whose funding comes from grants from state and local governments, private companies, other non-profit and public service organizations, and from individual donations.
Facts About the Housing Rehabilitation Program:
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Program began in 1991
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Since 1991, the program has made over 160 loans
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These loans total over 1.5 million dollars
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Since 1991, 86 clients have paid off their loans. Several of these people have taken out a second loan through the program. (All loan payoffs are used to make new loans.)
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Payments, interest rates, and terms of the loans are determined on the basis of how much the client can afford to pay
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Loan payments, interest rate, and term can be re-negotiated if the income of the client changes
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Loans are for the rehabilitation of owner-occupied homes (the homeowner must use the home as his/her permanent residence)
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Applicants must qualify for the loans based upon home ownership and income. (Income guidelines are very liberal, and most people in Mesa County could qualify-i.e.: A single person could qualify with an income up to $30,200, or about $2,500.00 per month. The guidelines increase as the household size increases.)
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Loans are often made to single-head of household families, seniors, disabled people, and others on limited or fixed incomes. However, as noted above, anyone who meets the guidelines is very welcome to apply and payments are always based upon the client’s ability to repay.
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Loans may be made for most required home repairs (such as roof, plumbing, electrical, painting, etc.) and occasionally for room additions and home replacements.
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Loans may NOT be used for repair of outbuildings, fences, or garages
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If your home needs to be repaired and you are afraid that you can’t afford to repair it, CALL US. Don’t let a small problem grow into a large one.
For further information and/or an application, call Jani (241-2871, Ext. 109) or Jamie (241-2871, Ext. 110.)
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